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Here’s what customers have to say about Aviva Car Insurance

4.6 / 5 from 3590 customer reviews Read all 3,590 reviews

You’ll be covered if you’re in an accident with an uninsured driver, that wasn’t your fault 2

Continue your journey if your car isn’t safe to drive while we get everything fixed

Named drivers who remain claim free can earn a named driver discount, to use in the future, if they take out their own Aviva Motor Insurance policy 3

You can also add additional cars to your policy with our MultiCar cover as well as optional add-ons like breakdown cover and courtesy car.

AvivaPlus car insurance is also available. Find out more

What’s covered

  • Loss or damage to your vehicle
    Cover if your vehicle is lost, stolen or damaged
  • Your liability
    Cover if you injure someone or damage their vehicle or property in an accident 
  • Uninsured driver cover
    If you’re in an accident with an uninsured driver that wasn’t your fault 2
  • Vehicle recovery
    We’ll make your vehicle roadworthy with roadside repairs, or cover up to £150 for accommodation or public transport 
  • Driving other cars
    Cover for driving someone else’s car (if you’re aged 25 or over) 4
  • Legal costs
    Cover for legal costs if you’re involved in an accident
  • Motor injury protection
    Cover for you, your partner and named drivers for death or serious injury after a motor accident 
  • Individual no claim discount
    Earn a no claims discount on each vehicle you insure 

What’s not covered

Unfortunately, we can’t cover everything – make sure you’re happy with what’s not covered, including:

  • Electrical breakdown
    Including problems with the on-board computers – as well as electrical components
  • Tyres
    Any punctures, cuts or bursts – including those caused by braking
  • Resale value
    We can’t cover you for any loss in value of your car after repair

Take a look at our policy booklet for full details of what’s not covered.

Read our Motor Insurance Policy Booklet PDF (554KB)

What’s optional

Choose optional add-ons at an additional cost to create cover that suits you.

  • Breakdown cover
    Roadside assistance, Recovery, At Home and Onward Travel to add to your car insurance 5 
  • Protected no claims discount
    Your premium won’t increase as a direct result of 1 claim when you renew
  • Motor legal
    Help recovering your compensation and financial losses after a motor incident which wasn’t your fault 
  • Courtesy car
    Access to a replacement vehicle, with standard and enhanced options available
  • Foreign use
    Cover driving in most European countries
  • Motor Injury Protection Plus
    Injury cover and physiotherapy for you, your partner and any named drivers after a motor accident

Take a look at our Insurance product information document for more information about the extras available.

Read our Insurance product information document PDF (82KB)

What’s covered

  • Damage to your vehicle
    Cover against loss or damage to your car due to fire, theft or attempted theft
  • Vehicle recovery
    Protection and removal of your vehicle if damaged by fire, theft or attempted theft
  • Legal costs
    Cover for legal costs if you’re involved in an accident

What’s not covered

Unfortunately, we can’t cover everything – make sure you’re happy with what’s not covered, including:

  • New vehicle replacement 
    Not included with this cover option
  • Medical expenses
    Any medical expenses if you’ve been injured in an accident
  • Personal belongings
    Loss or damage to any of your personal belongings
  • Replacement locks 
    Locks, transmitters and immobilisers if your keys are lost or stolen
  • Replacement glass
    Repair or replacement of glass

Take a look at our policy document for full details of what’s not covered.

Read our Motor Insurance Policy Booklet PDF (498KB)

What’s optional

Choose optional add-ons at an additional cost to create cover that suits you.

  • Breakdown cover
    Roadside assistance, Recovery, At Home and Onward Travel to add to your car insurance 5
  • Motor legal
    Help recovering your compensation and financial losses after a motor incident which wasn’t your fault
  • Protected no claim discount
    Your premium won’t increase as a direct result of 1 claim when you renew

Take a look at our Insurance product information document for more information about the extras available.

Read our Insurance product information document PDF (82KB)

5 Star Defaqto Life Assurance Direct

  • We’re the largest UK insurer
    With 15 million UK customers
  • We’ve got heritage
    We’ve been protecting people like you for over 300 years
  • You can count on us
    We settled 99.4% of all motor insurance claims in 2019. In 2019 we repaired over 71k vehicles

Get a quote

Pay monthly interest free, only by credit or debit card. Make changes or cancel any time with no fees. Not available for van, third party, fire and theft or if you live in Northern Ireland.

Explore AvivaPlus Car Insurance

Save 10% for every additional vehicle you add – up to five cars registered at the same address. Discount doesn’t apply to optional add-ons.

Explore MultiCar Insurance

Whether you’re on the driveway or the open road, we’re here to help with our range of breakdown cover options.

Explore Breakdown Cover

For sole traders and companies with vehicles you use for work.

Explore business vehicle insurance

Our UK team are available 24/7, 365 days a year if you need to make a claim.

Explore Van Insurance

Get flexible car cover from one to 28 days, for day trips, weekends away, test drives and more.

See temporary car cover

View all Aviva motor insurance

  • Save 10% when you add extra cars. Discount doesn’t apply to extra protection
  • Up to 5 vehicles on one policy. All cars must be registered at the same address
  • You can buy cover for two cars online. To insure three or more, call us on 0800 046 2722

Get a quote for one or more cars

MyAviva

  • Update your details
  • Add a vehicle
  • Start a claim
  • View your policies
  • View your discounts

Green cards are not required to drive in the EU, the EEA, Switzerland, Serbia or Andorra at this time but may be required at the end of the Brexit transition period, 31 December 2020.

For information on green cards or how Brexit may impact your Aviva policies please visit our FAQs.

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